Sample Letter To Existing Creditors

Use this letter to advise creditors of identity theft when the fraud shows up on your existing accounts.

Date

Your Name
Your Address
Your City, State Zip Code
Your Account Number

Name of Creditor
Billing Inquiries
Address
City, State, Zip Code

Dear Sir or Madam:

I am writing to dispute a fraudulent (charge or debit) attributed to my account in the amount of $_____. I am a victim of identity theft, and I did not make this (charge or debit). I am requesting that the (charge be removed or the debit reinstated), that any finance and other charges related to the fraudulent amount be credited as well, and that I receive an accurate statement.

Enclosed are copies of (use this sentence to describe any enclosed information, such as police report) supporting my position. Please investigate this matter and correct the fraudulent (charge or debit) as soon as possible.

Yours truly,

Your name

Enclosures: (List what you are enclosing.)

____________________

Read more:

• Identity Theft
• How To Protect Yourself from Identity Theft
• How Your Personal Information Can Be Accessed
• Credit Card Fraud
• What To Do if You’ve Been The Victim of Identity Theft
• Sample Letter to New Creditor
• Sample Letter to Credit Bureaus
• Prosecuting Identity Theft
• Identity Theft Resources